AF-Ricardo Synergy is an ambidextrous company, that provides sales, marketing and distribution of consumer goods (household/personal products and groceries), healthcare supplements & machines, digital finance/mobile money services (bill payments, renewals/topping up utility subscriptions, opening bank accounts, card & card-less cash-back/withdrawals, fund transfer/deposits), information & security technologies, investment (invest-in-us) packages, immigration/live & study abroad advisory.